Short-Term Disability
We provide short-term disability insurance that replaces 60% of your basic weekly earnings if you are unable to work due to a qualifying illness or injury.
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Short-term disability coverage becomes available after 60 days of employment, with coverage beginning on the first day of the month following your 60-day eligibility date.
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Example:
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Start date: May 10
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60 days later: July 9
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Coverage begins: August 1
Benefit limitations may apply for preexisting conditions. For more information, contact your Lacher Healthcare Advocate.

Important Notes
Benefit limitations may apply for preexisting conditions.
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Filing a Claim or Getting Help
If you need to file a claim or have questions about your short-term disability coverage, you can contact Sun Life directly:
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Phone: 1-800-247-6875 (Monday–Friday, 8:00 AM–8:00 PM EST)
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Email: clientservices@sunlife.com
You can also reach out to your Lacher Healthcare Advocate team for guidance along the way.
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Helpful Resource
Click here for a step-by-step guide on how to open a claim with Sun Life.