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401(k) Plan

To help you prepare for retirement, we offer a qualified 401(k) plan to eligible team members.

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Clemens Food Group encourages all Team Member to participate in the 401(k) retirement plan through Merrill Lynch. This plan offers tax free savings for the future and retirement.
 

  • You can earn a 4% employer contribution after a year of contributing if you contribute at least 5% of your annual income.
     

  • New team members are automatically enrolled into the 401k program at 5% of your annual income. Contributions start the first paycheck of the month following 60 days of employment.
     

    • If you are a new team member that does not want to contribute, you will need to reach out to Merrill Lynch within your first 60 days of employment to cancel.
       

  • If you want to cancel or change your contribution, please contact Merrill Lynch directly at 1.800.228.4015 or login to your online Merrill Lynch account at www.benefits.ml.com.
     

  • Make sure you name a beneficiary once you start contributing! To add a beneficiary or for more information, please contact Merrill Lynch at www.benefits.ml.com or 1.800.228.4015.
     

If you have any further questions about the 401k, please contact your HR Business Partner.

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Your Healthcare Advocate

We have a dedicated Healthcare Advocate from Lacher who is ready to help you with:
 

  • Claims that you believe haven’t been properly paid

  • Questions regarding a bill sent by a doctor, dentist, lab or hospital

  • Further clarification on any insurance matters

  • Questions about your healthcare benefits

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Contact your Healthcare Advocate:
 

Jen Witter
215-799-0684 

jen@lacherinsurance.com

Fax: 215-723-8604

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